Adjusted Community Rating under PPACA is explained here, what Employers and Individuals need to know.
For more information for Individuals CLICK HERE OR For Employers CLICK HERE

Mar 12
Posted by admin in ACA, Adjusted Community Rating ACR, Affordable Care Act News, Appeals, Business News, Employee Benefits, Grandfathering Health Plans, health, Healthcare Reform, Insurance News, MLR Minimum Loss Ratio, Obamacare, Patient Protection Affordable Care Act, PPACA, Taxes & Fees PPACA | No Comments
Adjusted Community Rating under PPACA is explained here, what Employers and Individuals need to know.
For more information for Individuals CLICK HERE OR For Employers CLICK HERE
Tags: ACA, ACR, Adjusted Community Rating, affordable health insurance, catastrophic health insurance, company benefits cost reduction, Health Care, health care reform, health care reform insurance affordable premium increase, Health Coverage, health insurance rates, Individual, insurance, Insurance Reform, Obamacare, Patient Protection and Affordable Care Act, personal health insurance, save money on health insurance, self employed health insurance, Tax
Mar 11
Posted by admin in ACA, Affordable Care Act News, Business News, Employee Benefits, Grandfathering Health Plans, health, Healthcare Reform, Insurance News, MLR Minimum Loss Ratio, Obamacare, Patient Protection Affordable Care Act, PPACA, Tax Planning, Taxes & Fees PPACA | No Comments
This is an overview of the Penalties, Taxes, Fees, and other items that need to be considered and calculated by individuals and businesses as it relates to the Provisions and mandates under the Patient Protection and Affordable Care Act PPACA.
For more information for Individuals CLICK HERE OR For Employers CLICK HERE
Tags: ACA, affordable health insurance, Business, catastrophic health insurance, company benefits cost reduction, Compliance, Health Care, health care reform, health care reform insurance affordable premium increase, Health Coverage, Health Insurance, health insurance rates, Individual, Individual Mandate, insurance, Insurance Reform, Obamacare, Patient Protection and Affordable Care Act, save money on health insurance, self employed health insurance, Tax, Taxes & Fees PPACA
Mar 8
Posted by admin in ACA, Affordable Care Act News, Business News, Employee Benefits, health, Healthcare Reform, Insurance News, MLR Minimum Loss Ratio, Obamacare, Patient Protection Affordable Care Act, PPACA | No Comments
Check out this folder below for resources that explain what the MLR (Minimum Loss Ratios) are and how they can affect you, your company.
For more information for Individuals CLICK HERE OR For Employers CLICK HERE
Tags: ACA, affordable health insurance, catastrophic health insurance, company benefits cost reduction, health, Health Care, health care reform, health care reform insurance affordable premium increase, Health Coverage, Health Insurance, health insurance rates, Individual, insurance, Insurance Reform, Minimum Loss Ratio, MLR, Obamacare, Patient Protection and Affordable Care Act, personal health insurance, save money on health insurance, self employed health insurance, Tax
Mar 3
Posted by admin in ACA, Affordable Care Act News, Business News, Employee Benefits, health, Healthcare Reform, Insurance News, Obamacare, Patient Protection Affordable Care Act, PPACA, Preventive Care, Wellness | No Comments
Preventive Care Available under the Affordable Care Act
For more information for Individuals CLICK HERE OR For Employers CLICK HERE check out the resources in the BOX folder below as well.
Tags: ACA, affordable health insurance, catastrophic health insurance, health, Health Care, health care reform, health care reform insurance affordable premium increase, Health Insurance, health insurance rates, Individual, insurance, Insurance Reform, Obamacare, Patient Protection and Affordable Care Act, personal health insurance, Preventive Care, save money on health insurance, self employed health insurance, Tax
Mar 2
Posted by admin in Affordable Care Act News, health, Insurance News, Obamacare | No Comments
Why Healthcare Reform – An Overview
For more information for Individuals CLICK HERE OR For Employers CLICK HERE
Tags: ACA, affordable health insurance, health, Health Care, health care reform, health care reform insurance affordable premium increase, Health Coverage, Health Insurance, health insurance rates, Healthcare Reform, Individual, insurance, Insurance Reform, Obamacare, Patient Protection Affordable Care Act, Patient Protection and Affordable Care Act, personal health insurance, PPACA, save money on health insurance, self employed health insurance, Tax
Jun 28
Posted by catalisthealth in Affordable Care Act News, Business News, Employee Benefits, health, Insurance News, Medicare | No Comments
Today, the Supreme Court issued an opinion related to health care reform. A divided Supreme Court upheld the constitutionality of the Obama administration’s health-care law. The court said Congress was acting within its powers under the Constitution when it required most Americans to carry health insurance or pay a tax. Chief Justice Roberts’ vote saved the ACA.
The Affordable Care Act, including its individual mandate that virtually all Americans buy health insurance, is constitutional. There were not five votes to uphold it on the ground that Congress could use its power to regulate commerce between the states to require everyone to buy health insurance. However, five Justices agreed that the penalty that someone must pay if he refuses to buy insurance is a kind of tax that Congress can impose using its taxing power. That is all that matters. Because the mandate survives, the Court did not need to decide what other parts of the statute were constitutional, except for a provision that required states to comply with new eligibility requirements for Medicaid or risk losing their funding. On that question, the Court held that the provision is constitutional as long as states would only lose new funds if they didn’t comply with the new requirements, rather than all of their funding.
The bottom line is that the entire ACA is upheld, with the exception that the federal government’s power to terminate states’ Medicaid funds is limited.
Please see below for a detailed overview of each opinion.

Click here to read the official opinion.
Original Posted by Rick Lindquist on Thu, Jun 28, 2012 @ 09:15 AM
From the beginning of the Chief’s opinion: “We do not consider whether the Act embodies sound policies. That judgment is entrusted to the Nation’s elected leaders. We ask only whether Congress has the power under the Constitution to enact the challenged provisions.”
Posted @ Thursday, June 28, 2012 10:03 AM by Rick Lindquist
English: The United States Supreme Court, the highest court in the United States, in 2010. Top row (left to right): Associate Justice Sonia Sotomayor, Associate Justice Stephen G. Breyer, Associate Justice Samuel A. Alito, and Associate Justice Elena Kagan. Bottom row (left to right): Associate Justice Clarence Thomas, Associate Justice Antonin Scalia, Chief Justice John G. Roberts, Associate Justice Anthony Kennedy, and Associate Justice Ruth Bader Ginsburg. (Photo credit: Wikipedia)
Tags: ACA, Affordable Care Act, affordable health insurance, Anthony Kennedy, Anti-Injunction Act, catastrophic health insurance, Commerce Clause, health, Health Care, health care reform, Health Coverage, health insurance rates, Individual, Medicaid, Obamacare, Patient Protection and Affordable Care Act, Ruth Bader Ginsburg, self employed health insurance, Supreme Court, Tax, United States Supreme Court, White House
Sep 1
Posted by catalisthealth in Business News, Insurance News, Life Insurance | No Comments
People buy life insurance for the death benefit to help replace income and cover daily expenses. Life insurance can also help protect your financial future with a death benefit you can use for:
With many life insurance products available, you can tailor your policy for a living benefit in case of an unexpected illness, or to supplement retirement income with a cash value accumulation product. (note: cash value accumulation Life Insurance products only work for a small portion of the population as part of an overall strategic financial plan, contact your CATALIST ADVISOR to see which Life Insurance products are best for you)
Nearly four in five families in the U.S. are protected … ARE YOU
Individual Life Insurance can serve many different purposes, depending on what your needs are. Life Insurance is really “Death Insurance” and the most common type of Life insurance is TERM INSURANCE. This is typically purchased to cover debts and fund other planned items for the insureds family in the event of an un-timely death. To figure out how much TERM life insurance you need CLICK HERE
Once you have determined your need, you should talk to a Licensed Insurance Broker who is able to Shop MULTIPLE CARRIERS and get you the best price monthly premium for your desired death benefit. You may run a few quotes by CLICKING HERE on your own, however to ensure the most competitive rates, let our brokers scour the market for you, just look at all the companies we can research for you:
OUR BROKERS WILL SCOUR & CHECK ALL OF THE FOLLOWING CARRIERS FOR THE BEST PRICING & HELP YOU DETERMINE THE RIGHT NEED:
Tags: Individual, insurance, Life Insurance, Money
“I first met Ben nearly a year ago and was immediately impressed with his vast knowledge and integrity. Ben will always go the extra mile whether or not he is directly benefited. I worked with Ben while searching for Health Coverage. He was persistent in fitting my family’s needs. Anytime I had questions he instantly took care of any worries. I highly recommend Ben and his services to any business/individual and their various consulting needs.” Amy Woodall – February 20, 2009
Tags: affordable health insurance, Business, catastrophic health insurance, Health Coverage, Health Insurance, health insurance rates, Individual, Integrity, Knowledge, personal health insurance, save money on health insurance, self employed health insurance