Adjusted Community Rating under PPACA is explained here, what Employers and Individuals need to know.
For more information for Individuals CLICK HERE OR For Employers CLICK HERE

Mar 12
Posted by admin in ACA, Adjusted Community Rating ACR, Affordable Care Act News, Appeals, Business News, Employee Benefits, Grandfathering Health Plans, health, Healthcare Reform, Insurance News, MLR Minimum Loss Ratio, Obamacare, Patient Protection Affordable Care Act, PPACA, Taxes & Fees PPACA | No Comments
Adjusted Community Rating under PPACA is explained here, what Employers and Individuals need to know.
For more information for Individuals CLICK HERE OR For Employers CLICK HERE
Tags: ACA, ACR, Adjusted Community Rating, affordable health insurance, catastrophic health insurance, company benefits cost reduction, Health Care, health care reform, health care reform insurance affordable premium increase, Health Coverage, health insurance rates, Individual, insurance, Insurance Reform, Obamacare, Patient Protection and Affordable Care Act, personal health insurance, save money on health insurance, self employed health insurance, Tax
Mar 11
Posted by admin in ACA, Affordable Care Act News, Business News, Employee Benefits, Grandfathering Health Plans, health, Healthcare Reform, Insurance News, MLR Minimum Loss Ratio, Obamacare, Patient Protection Affordable Care Act, PPACA, Tax Planning, Taxes & Fees PPACA | No Comments
This is an overview of the Penalties, Taxes, Fees, and other items that need to be considered and calculated by individuals and businesses as it relates to the Provisions and mandates under the Patient Protection and Affordable Care Act PPACA.
For more information for Individuals CLICK HERE OR For Employers CLICK HERE
Tags: ACA, affordable health insurance, Business, catastrophic health insurance, company benefits cost reduction, Compliance, Health Care, health care reform, health care reform insurance affordable premium increase, Health Coverage, Health Insurance, health insurance rates, Individual, Individual Mandate, insurance, Insurance Reform, Obamacare, Patient Protection and Affordable Care Act, save money on health insurance, self employed health insurance, Tax, Taxes & Fees PPACA
Mar 9
Posted by admin in ACA, Affordable Care Act News, Business News, Employee Benefits, Grandfathering Health Plans, health, Healthcare Reform, Insurance News, Obamacare, Patient Protection Affordable Care Act, PPACA, Preventive Care, Wellness | No Comments
Below in the BOX is a list of resources that you can use to understand what “EHB” or Essential Health Benefits are and how they work, who is respondible for providing them and who is exempt.
For more information for Individuals CLICK HERE OR For Employers CLICK HERE
Tags: ACA, affordable health insurance, catalist health, catastrophic health insurance, company benefits cost reduction, EHB, Essential Health Benefits, health, Health Care, health care reform, health care reform insurance affordable premium increase, Health Coverage, Health Insurance, health insurance rates, insurance, Insurance Reform, Obamacare, Patient Protection and Affordable Care Act, personal health insurance, Preventive Care, save money on health insurance, self employed health insurance, Tax, Wellness
Mar 8
Posted by admin in ACA, Affordable Care Act News, Business News, Employee Benefits, health, Healthcare Reform, Insurance News, MLR Minimum Loss Ratio, Obamacare, Patient Protection Affordable Care Act, PPACA | No Comments
Check out this folder below for resources that explain what the MLR (Minimum Loss Ratios) are and how they can affect you, your company.
For more information for Individuals CLICK HERE OR For Employers CLICK HERE
Tags: ACA, affordable health insurance, catastrophic health insurance, company benefits cost reduction, health, Health Care, health care reform, health care reform insurance affordable premium increase, Health Coverage, Health Insurance, health insurance rates, Individual, insurance, Insurance Reform, Minimum Loss Ratio, MLR, Obamacare, Patient Protection and Affordable Care Act, personal health insurance, save money on health insurance, self employed health insurance, Tax
Mar 6
Posted by admin in ACA, Affordable Care Act News, Business News, Employee Benefits, Grandfathering Health Plans, health, Healthcare Reform, Insurance News, Obamacare, Patient Protection Affordable Care Act, PPACA | No Comments
Grandfathering Under the Affordable Care Act
For more information for Individuals CLICK HERE OR For Employers CLICK HERE
Tags: ACA, affordable health insurance, catalist health, catastrophic health insurance, company benefits cost reduction, Gandfathering, Grandfathering Health Plans, health, Health Care, health care reform insurance affordable premium increase, Health Coverage, health insurance rates, insurance, Insurance Reform, Obamacare, Patient Protection and Affordable Care Act, personal health insurance, self employed health insurance, Tax
Mar 5
Posted by admin in ACA, Affordable Care Act News, Appeals, Business News, Employee Benefits, health, Healthcare Reform, Insurance News, Obamacare, Patient Protection Affordable Care Act, PPACA | No Comments
Appeals under the Affordable Care Act
For more information for Individuals CLICK HERE OR For Employers CLICK HERE
Tags: ACA, affordable health insurance, Appeals, Appeals under PPACA, catastrophic health insurance, company benefits cost reduction, health, Health Care, health care reform, health care reform insurance affordable premium increase, Health Coverage, health insurance rates, Insurance Reform, Obamacare, Obamacare Appeals Process, Patient Protection and Affordable Care Act, personal health insurance, self employed health insurance, Tax
Mar 4
Posted by admin in ACA, Affordable Care Act News, Business News, Employee Benefits, Insurance News, Obamacare, Patient Protection Affordable Care Act, PPACA, Preventive Care, Wellness | No Comments
Summary of Benefits and Coverage under the Affordable Care Act
For more information for Individuals CLICK HERE OR For Employers CLICK HERE or check out the BOX documents below for more resources on this topic.
Tags: ACA, affordable health insurance, Barak Obama, catalist health, catastrophic health insurance, company benefits cost reduction, health, Health Care, health care reform, health care reform insurance affordable premium increase, Health Coverage, health insurance rates, insurance, Obamacare, Patient Protection and Affordable Care Act, personal health insurance, save money on health insurance, self employed health insurance, White House
Mar 3
Posted by admin in ACA, Affordable Care Act News, Business News, Employee Benefits, health, Healthcare Reform, Insurance News, Obamacare, Patient Protection Affordable Care Act, PPACA, Preventive Care, Wellness | No Comments
Preventive Care Available under the Affordable Care Act
For more information for Individuals CLICK HERE OR For Employers CLICK HERE check out the resources in the BOX folder below as well.
Tags: ACA, affordable health insurance, catastrophic health insurance, health, Health Care, health care reform, health care reform insurance affordable premium increase, Health Insurance, health insurance rates, Individual, insurance, Insurance Reform, Obamacare, Patient Protection and Affordable Care Act, personal health insurance, Preventive Care, save money on health insurance, self employed health insurance, Tax
Mar 2
Posted by admin in Affordable Care Act News, health, Insurance News, Obamacare | No Comments
Why Healthcare Reform – An Overview
For more information for Individuals CLICK HERE OR For Employers CLICK HERE
Tags: ACA, affordable health insurance, health, Health Care, health care reform, health care reform insurance affordable premium increase, Health Coverage, Health Insurance, health insurance rates, Healthcare Reform, Individual, insurance, Insurance Reform, Obamacare, Patient Protection Affordable Care Act, Patient Protection and Affordable Care Act, personal health insurance, PPACA, save money on health insurance, self employed health insurance, Tax
Jun 28
Posted by catalisthealth in Affordable Care Act News, Business News, Employee Benefits, health, Insurance News, Medicare | No Comments
Today, the Supreme Court issued an opinion related to health care reform. A divided Supreme Court upheld the constitutionality of the Obama administration’s health-care law. The court said Congress was acting within its powers under the Constitution when it required most Americans to carry health insurance or pay a tax. Chief Justice Roberts’ vote saved the ACA.
The Affordable Care Act, including its individual mandate that virtually all Americans buy health insurance, is constitutional. There were not five votes to uphold it on the ground that Congress could use its power to regulate commerce between the states to require everyone to buy health insurance. However, five Justices agreed that the penalty that someone must pay if he refuses to buy insurance is a kind of tax that Congress can impose using its taxing power. That is all that matters. Because the mandate survives, the Court did not need to decide what other parts of the statute were constitutional, except for a provision that required states to comply with new eligibility requirements for Medicaid or risk losing their funding. On that question, the Court held that the provision is constitutional as long as states would only lose new funds if they didn’t comply with the new requirements, rather than all of their funding.
The bottom line is that the entire ACA is upheld, with the exception that the federal government’s power to terminate states’ Medicaid funds is limited.
Please see below for a detailed overview of each opinion.

Click here to read the official opinion.
Original Posted by Rick Lindquist on Thu, Jun 28, 2012 @ 09:15 AM
From the beginning of the Chief’s opinion: “We do not consider whether the Act embodies sound policies. That judgment is entrusted to the Nation’s elected leaders. We ask only whether Congress has the power under the Constitution to enact the challenged provisions.”
Posted @ Thursday, June 28, 2012 10:03 AM by Rick Lindquist
English: The United States Supreme Court, the highest court in the United States, in 2010. Top row (left to right): Associate Justice Sonia Sotomayor, Associate Justice Stephen G. Breyer, Associate Justice Samuel A. Alito, and Associate Justice Elena Kagan. Bottom row (left to right): Associate Justice Clarence Thomas, Associate Justice Antonin Scalia, Chief Justice John G. Roberts, Associate Justice Anthony Kennedy, and Associate Justice Ruth Bader Ginsburg. (Photo credit: Wikipedia)
Tags: ACA, Affordable Care Act, affordable health insurance, Anthony Kennedy, Anti-Injunction Act, catastrophic health insurance, Commerce Clause, health, Health Care, health care reform, Health Coverage, health insurance rates, Individual, Medicaid, Obamacare, Patient Protection and Affordable Care Act, Ruth Bader Ginsburg, self employed health insurance, Supreme Court, Tax, United States Supreme Court, White House